The Mortgage Life

The Mortgage Life

Down to earth conversations about how mortgages contribute to your life. Join Mortgage Brokers Pete and Mindy as they explore Canadian mortgage-related topics.
Reviews:
e59 - Why the Bank Held Steady: Breaking Down the Latest Rate Decision
June 04, 2025x
59
00:07:597.32 MB

e59 - Why the Bank Held Steady: Breaking Down the Latest Rate Decision

In this timely episode of The Mortgage Life Podcast, we break down the Bank of Canada’s latest rate announcement. We explain possible reasons why, despite ongoing inflation concerns, the central bank chose to hold the key interest rate steady. Whether you're a homeowner, buyer, or just mortgage...

e58 - Demystifying Your Mortgage Renewal: 5 Options You Need to Know!
May 14, 2025x
58
00:35:0532.13 MB

e58 - Demystifying Your Mortgage Renewal: 5 Options You Need to Know!

Renewal time doesn't have to be confusing — and it definitely shouldn't be rushed. In this episode of The Mortgage Life Podcast, your broker hosts break down five clear options you have when your mortgage comes up for renewal. From simple renewals with your current lender to full refinancing strate...

e57 - Rate Pause: Bank of Canada Hits 'Snooze' on April 16
April 17, 2025x
57
00:06:436.16 MB

e57 - Rate Pause: Bank of Canada Hits 'Snooze' on April 16

NO CHANGE from The Bank of Canada! The key overnight rate has remained the same. What does this mean for our your mortgage? For our economy? What pressures are influencing today's decision to hold steady? Check out this episode to hear our take.

e56 - Navigating Rate Drops: What You Need to Know with Professor Davidoff
March 12, 2025x
4
00:24:3622.53 MB

e56 - Navigating Rate Drops: What You Need to Know with Professor Davidoff

The Bank of Canada dropped rates by 1/4% on March 12, 2025. This is the 7th straight interest rate drop and it falls in amongst some very turbulent economic and political times. Our guest, Professor Thomas Davidoff, from UBC explores the interest rate decrease and its effects on you, the mortgage c...

e55 - Assess, Address, & Strategize: Making Sense of BC Assessments & Mortgage Statements
February 19, 2025x
55
00:19:0817.52 MB

e55 - Assess, Address, & Strategize: Making Sense of BC Assessments & Mortgage Statements

The start of a new year is a great time to take stock of everything that happened in the past year... with your mortgage! In this episode, we break down two important documents that you'll be receiving shortly - your BC Assessment and your mortgage statement. Find out why you'll want to rev...

e54 - Cut to the Chase: Bank of Canada’s Rate Decrease
January 29, 2025x
54
00:11:5010.85 MB

e54 - Cut to the Chase: Bank of Canada’s Rate Decrease

The Bank of Canada has once again dropped their key policy rate, this time by .25%. This rate drop will most likely cause Canadian banks to drop their prime rate by .25%, which would bring prime to 5.2%. For those with Variable Rate mortgages, Adjustable Rate mortgages, and Home Equity Lines of Cre...